Cash flow forecast — instant 13-week runway, free forever.
Drop in your current cash, monthly revenue, monthly expenses, and one upcoming outflow. Get a 13-week cash flow forecast with the lowest week called out — no credit card, no signup, no spreadsheet.
A small business cash flow forecast should answer one question in under a minute: where will your bank balance be in 13 weeks? Drop in four numbers — current cash, average monthly revenue, average monthly expenses, and any large outflow you already know about — and the projection rolls those numbers forward week by week. The lowest projected week gets called out so a shortfall shows up before it becomes a missed payroll.
This is the shape of a cash flow projection tool for small business, but it lives on a static page with no JS and no signup. The math runs on the server and the result rides back in the URL — so you can share a cash flow forecast with your bookkeeper or co-founder by sending the link. When the inputs grow from four numbers into a 200-row bank CSV, open the seeded demo to see the same method running on actuals.
The free cash flow forecast stays free forever — no credit card, no trial countdown. When you outgrow a single-device forecast, Pro ($39/month) adds server-side sync across machines, scheduled CSV uploads, and a Monday-morning digest email.
Why CashWise
A cash flow forecast you can actually trust.
FAQ
Cash flow forecast questions, answered.
What is a cash flow forecast?
A cash flow forecast rolls your current bank balance forward given what you expect to come in (revenue) and what you expect to go out (expenses). The 13-week version most small businesses use covers a full quarter so a shortfall shows up before it becomes a missed payroll.
Is this the best free cash flow forecast for a small business?
CashWise gives you a free cash flow forecast in under a minute with no signup wall, no credit card, and no CSV upload. Type current cash, average monthly revenue, average monthly expenses, and one upcoming outflow — the page computes a 13-week projection server-side and returns the result in a shareable URL.
How is a cash flow projection tool for small business different from a spreadsheet?
A spreadsheet model is flexible but manually maintained — humans forget rows, lags compound, and a categorisation slip flips the sign on a row. A focused cash flow forecast tool runs the same arithmetic but lets the math live in one place, gives you a low-week callout at the top, and produces a URL the rest of the team can open without a copy of the file.
How accurate is the 13-week forecast?
The projection extends the numbers you typed across 13 weeks, so accuracy tracks the realism of revenue, expenses, and the one outflow you provided. The free tool is built for scenario sizing — a 200-row bank-CSV import is a different workflow (see the full forecast in the demo).
Will this work without a bank CSV or signup?
Yes — that is the whole point of the free cash flow forecast. No signup, no CSV, no account. The result lives in the URL you are reading, so you can share it with a co-founder, advisor, or bookkeeper by sending the link.
Do I need a credit card to try it?
No. The cash flow forecast on this page stays free forever — no credit card, no trial countdown. Pro is $39/month and only kicks in when you want server-side sync across devices, scheduled CSV uploads, or recurring weekly digest emails.
What does CashWise replace?
A weekly spreadsheet model in most cases. Instead of hand-rolling projected balances cell by cell, you type four numbers and let the same math run on the server. When the inputs grow — a real bank CSV, multi-account, scheduled uploads — graduate to the full CashWise AI dashboard on /demo.
Run the 13-week forecast in 60 seconds.
Free for any small business owner. Subscribe on Pro when you outgrow a single device — $39/mo, cancel anytime.